As you know PayPal requires you to link a card to authorize the account. However you can open another account and transfer money to your main account. I use this method for my second accounts in certain apps as you can only link 1 PayPal to each app. I.e. onepulse will only pay to one account. If you have two onepulse accounts they can't use the same PayPal. So far I have found this method useful for onepulse and curious cat. However citizenme DOESNT work with this. Hope this little trick helps others.