How to make £1,500 from Free Money Sources in 2023

[cash4nothing]

How to make £1,500 Free Money in 2023 - My Plan & Objectives - Cash 4 Nothing

2022 Free Money Journey Recap I made £1,901 Free Money in 2022. This time last year I completed this very same projection exercise and came up with a £1,200 Free Money estimation for 2022....

cash4nothing.com

2023 Free Money Objectives Summary:​

£125 per month or £1,500 Total Free Money in 2023.​

Free Money Streams: bank rewards, interests on savings, cashback deals & rebates, decluttering sales, promotional sign ups and freebies.

Free Money Objectives by Source:

• Banks rewards: £250.
• Interest on Savings: £200
• Cashback: £350.
• Promotions: £200
• Decluttering sales: £500.

That’s it. The Task is set. I just need to walk the path to get myself there as I have done many times before. I will tell you all about my Journey here, at cash4nothing.com. Stay with me if you are keen to find out more.

 

[cash4nothing]

January 2023 Free Cash Earnings Report £124 Free Money - Cash 4 Nothing

Bank Rewards: £28 Interest on Savings: £21 Decluttering Sales: 48 Cashback: £27 Free Money Income Stream Contribution % Weight Bank Rewards £28 22% Interest on Savings £21 17% Decluttering Sales £48 39% Cashback £27...

cash4nothing.com

Bank Rewards: £28​

• Santander Lite Bank Account: £9
• Halifax Reward Account 1: £5
• Halifax Reward Account 2: £5
• Barclays Blue Rewards: £3
• RBS My Rewards: £3
• Natwest My Rewards: £3

Interest on Savings: £21​

• Barclays Rainy Day Savings Account: £17
• RBS Regular Saver: £2
• Natwest Regular Saver: £2

Decluttering Sales: 48​

• Card Reader: £8
• Rolling Pin: £7
• XPERIA L3 Smartphone: £33

Cashback: £27​

• Cashback bonus: £2
• Referral bonus: £25

Free Money Income Stream	Contribution	% Weight
Bank Rewards	£28	22%
Interest on Savings	£21	17%
Decluttering Sales	£48	39%
Cashback	£27	22%
Total	£124	100%

January 2023 Total: £124​

-£1 below £125 monthly target​

---

Month	Free Money Earnings	+/- Monthly Target (£100)	Accumulative	to Year End Objective (£1,500)
January	£124	-£1	£124	£1,376

2023 Free Money Earnings: £124​

£1,376 to £1,500 Annual Target​

 

[cash4nothing]

February 2023 Free Cash Earnings Report £42 Free Money - Cash 4 Nothing

Bank Rewards: £21 Interest on Savings: £19 Cashback: £2 Free Money Income Stream Contribution % Weight Bank Rewards £21 50% Interest on Savings £19 48% Cashback £2 2% Total £42 100% February 2023 Total:...

cash4nothing.com

Bank Rewards: £21​

• Santander Lite Bank Account: £2
• Halifax Reward Account 1: £5
• Halifax Reward Account 2: £5
• Barclays Blue Rewards: £3
• RBS My Rewards: £3
• Natwest My Rewards: £3

Interest on Savings: £19​

• Barclays Rainy Day Savings Account: £15
• RBS Regular Saver: £2
• Natwest Regular Saver: £2

Cashback: £2​

• Cashback bonus: £2

Free Money Income Stream	Contribution	% Weight
Bank Rewards	£21	50%
Interest on Savings	£19	48%
Cashback	£2	2%
Total	£42	100%

February 2023 Total: £42​

-£83 below £125 monthly target​

---

Month	Free Money Earnings	+/- Monthly Target (£100)	Accumulative	to Year End Objective (£1,500)
January	£124	-£1	£124	£1,376
February	£42	-£83	£166	£1,334

2023 Free Money Earnings: £166​

£1,334 to £1,500 Annual Target​

2023 Monthly Free Money Earnings Bar Chart

 

[cash4nothing]

March 2023 Free Cash Earnings Report £146 Free Money - Cash 4 Nothing

Bank Rewards: £21 Interest on Savings: £22 Cashback: £103 Free Money Income Stream Contribution % Weight Bank Rewards £21 14% Interest on Savings £22 15% Cashback £103 71% Total £146 100% March 2023 Total:...

cash4nothing.com

Bank Rewards: £21​

• Santander Lite Bank Account: £2
• Halifax Reward Account 1: £5
• Halifax Reward Account 2: £5
• Barclays Blue Rewards: £3
• RBS My Rewards: £3
• Natwest My Rewards: £3

Interest on Savings: £22​

• Barclays Rainy Day Savings Account: £18
• RBS Regular Saver: £2
• Natwest Regular Saver: £2

Cashback: £103​

• Stocks & Shares ISA: £100
• Courier services: £3

Free Money Income Stream	Contribution	% Weight
Bank Rewards	£21	14%
Interest on Savings	£22	15%
Cashback	£103	71%
Total	£146	100%

March 2023 Total: £146​

£21 over £125 monthly target​

---

Month	Free Money Earnings	+/- Monthly Target (£125)	Accumulative	to Year End Objective (£1,500)
January	£124	-£1	£124	£1,376
February	£42	-£83	£166	£1,334
March	£146	+£21	£312	£1,188

2023 Free Money Earnings: £312​

£1,188 to £1,500 Annual Target​

 

[cash4nothing]

April 2023 Free Cash Earnings Report £464 Free Money - Cash 4 Nothing

Bank Rewards: £24 Interest on Savings: £22 Decluttering Sales: £43 Cashback: £250 Bank Switch Rewards: £125 Free Money Income Stream Contribution % Weight Bank Rewards £24 5% Interest on Savings £22 5% Decluttering Sales...

cash4nothing.com

Bank Rewards: £24​

• Santander Lite Bank Account: £5
• Halifax Reward Account 1: £5
• Halifax Reward Account 2: £5
• Barclays Blue Rewards: £3
• RBS My Rewards: £3
• Natwest My Rewards: £3

Interest on Savings: £22​

• Barclays Rainy Day Savings Account: £16
• RBS Regular Saver: £3
• Natwest Regular Saver: £3

Decluttering Sales: £43​

• Kids glasses: £8
• Tennis Racket Bag: £9
• Tennis Racket Bag: £14
• Used tennis Balls: £12

Cashback: £250​

• Junior ISA: £250

Bank Switch Rewards: £125​

• TSB Bank Switch: £125

Free Money Income Stream	Contribution	% Weight
Bank Rewards	£24	5%
Interest on Savings	£22	5%
Decluttering Sales	£43	9%
Cashback	£250	54%
Bank Switch Rewards	£125	27%
Total	£464	100%

April 2023 Total: £464​

£339 over £125 monthly target​

---

Month	Free Money Earnings	+/- Monthly Target (£125)	Accumulative	to Year End Objective (£1,500)
January	£124	-£1	£124	£1,376
February	£42	-£83	£166	£1,334
March	£146	+£21	£312	£1,188
April	£464	+£339	£776	£724

2023 Free Money Earnings: £776​

£724 to £1,500 Annual Target​

2023 Monthly Free Money Earnings Bar Chart

 

[cash4nothing]

May 2023 Free Cash Earnings Report £211 Free Money - Cash 4 Nothing

Bank Rewards: £25 Interest on Savings: £23 Decluttering Sales: £21 Cashback: £142 Free Money Income Stream Contribution % Weight Bank Rewards £25 12% Interest on Savings £23 11% Decluttering Sales £21 11% Cashback £142...

cash4nothing.com

Bank Rewards: £25​

• Santander Lite Bank Account: £6
• Halifax Reward Account 1: £5
• Halifax Reward Account 2: £5
• Barclays Blue Rewards: £3
• RBS My Rewards: £3
• Natwest My Rewards: £3

Interest on Savings: £23​

• Barclays Rainy Day Savings Account: £17
• RBS Regular Saver: £3
• Natwest Regular Saver: £3

Decluttering Sales: £21​

• Kids glasses: £8
• Tennis Racket: £13

Cashback: £142​

• Car Insurance: £45
• S&S ISA claim: £80
• Car servicing: £5
• Courier Services: £1
• Others: £10

Free Money Income Stream	Contribution	% Weight
Bank Rewards	£25	12%
Interest on Savings	£23	11%
Decluttering Sales	£21	11%
Cashback	£142	66%
Total	£211	100%

May 2023 Total: £211​

£86 over £125 monthly target​

---

Month	Free Money Earnings	+/- Monthly Target (£125)	Accumulative	to Year End Objective (£1,500)
January	£124	-£1	£124	£1,376
February	£42	-£83	£166	£1,334
March	£146	+£21	£312	£1,188
April	£464	+£339	£776	£724
May	£211	+£86	£987	£513

2023 Free Money Earnings: £987​

£513 to £1,500 Annual Target​

 

[cash4nothing]

June 2023 Free Cash Earnings Report £159 Free Money - Cash 4 Nothing

Bank Rewards: £25 Interest on Savings: £26 Decluttering Sales: £23 Cashback: £85 Free Money Income Stream Contribution % Weight Bank Rewards £25 16% Interest on Savings £26 16% Decluttering Sales £23 14% Cashback £85...

cash4nothing.com

Bank Rewards: £25​

• Santander Lite Bank Account: £6
• Halifax Reward Account 1: £5
• Halifax Reward Account 2: £5
• Barclays Blue Rewards: £3
• RBS My Rewards: £3
• Natwest My Rewards: £3

Interest on Savings: £26​

• Barclays Rainy Day Savings Account: £16
• RBS Regular Saver: £5
• Natwest Regular Saver: £5

Decluttering Sales: £23​

• Tennis Racket Bag: £6
• Coffee maker jug: £10
• Car magazine: £4
• Coffee maker filter: £3

Cashback: £85​

• Broadband switch: £85

Free Money Income Stream	Contribution	% Weight
Bank Rewards	£25	16%
Interest on Savings	£26	16%
Decluttering Sales	£23	14%
Cashback	£85	54%
Total	£159	100%

June 2023 Total: £159​

£34 over £125 monthly target​

---

Month	Free Money Earnings	+/- Monthly Target (£125)	Accumulative	to Year End Objective (£1,500)
January	£124	-£1	£124	£1,376
February	£42	-£83	£166	£1,334
March	£146	+£21	£312	£1,188
April	£464	+£339	£776	£724
May	£211	+£86	£987	£513
June	£159	+£34	£1,146	£354

2023 Free Money Earnings: £1,146​

£354 to £1,500 Annual Target​

 

[EdibleDormouse]

I follow this with interest every month and realise that I never comment - you're inspiring over things to sell, that's for certain! *hoiks stuff out of rubbish pile*

 

[cash4nothing]

Thanks for following and for your comments. I am myself surprised at the things that sell and the prices they fetch. I do very much enjoy revisiting my older posts. They definitely bring a smile to my face.

 

[cash4nothing]

July 2023 Free Cash Earnings Report £77 Free Money - Cash 4 Nothing

Bank Rewards: £30 Interest on Savings: £25 Cashback: £22 Free Money Income Stream Contribution % Weight Bank Rewards £30 39% Interest on Savings £25 32% Cashback £22 29% Total £77 100% July 2023 Total:...

cash4nothing.com

Bank Rewards: £30​

• Santander Lite Bank Account: £11
• Halifax Reward Account 1: £5
• Halifax Reward Account 2: £5
• Barclays Blue Rewards: £3
• RBS My Rewards: £3
• Natwest My Rewards: £3

Interest on Savings: £25​

• Barclays Rainy Day Savings Account: £13
• RBS Regular Saver: £6
• Natwest Regular Saver: £6

Cashback: £22​

• TSB Bank Account: £20
• Casual purchases: £2

Free Money Income Stream	Contribution	% Weight
Bank Rewards	£30	39%
Interest on Savings	£25	32%
Cashback	£22	29%
Total	£77	100%

July 2023 Total: £77​

£48 bellow £125 monthly target​

---

Month	Free Money Earnings	+/- Monthly Target (£125)	Accumulative	to Year End Objective (£1,500)
January	£124	-£1	£124	£1,376
February	£42	-£83	£166	£1,334
March	£146	+£21	£312	£1,188
April	£464	+£339	£776	£724
May	£211	+£86	£987	£513
June	£159	+£34	£1,146	£354
July	£77	-£48	£1,223	£277

2023 Free Money Earnings: £1,223​

£277 to £1,500 Annual Target​

 

[cash4nothing]

August 2023 Free Cash Earnings Report £396 Free Money - Cash 4 Nothing

Bank Rewards: £23 Interest on Savings: £23 Cashback: £350 Free Money Income Stream Contribution % Weight Bank Rewards £23 6% Interest on Savings £23 6% Cashback £350 88% Total £396 100% August 2023 Total:...

cash4nothing.com

Bank Rewards: £23​

• Santander Lite Bank Account: £4
• Halifax Reward Account 1: £5
• Halifax Reward Account 2: £5
• Barclays Blue Rewards: £3
• RBS My Rewards: £3
• Natwest My Rewards: £3

Interest on Savings: £23​

• Barclays Rainy Day Savings Account: £11
• RBS Regular Saver: £6
• Natwest Regular Saver: £6

Cashback: £350​

• Stocks & Shares ISA: £350

Free Money Income Stream	Contribution	% Weight
Bank Rewards	£23	6%
Interest on Savings	£23	6%
Cashback	£350	88%
Total	£396	100%

August 2023 Total: £396​

£271 over £125 monthly target​

---

Month	Free Money Earnings	+/- Monthly Target (£125)	Accumulative	to Year End Objective (£1,500)
January	£124	-£1	£124	£1,376
February	£42	-£83	£166	£1,334
March	£146	+£21	£312	£1,188
April	£464	+£339	£776	£724
May	£211	+£86	£987	£513
June	£159	+£34	£1,146	£354
July	£77	-£48	£1,223	£277
August	£396	+£271	£1,619	+£119

2023 Free Money Earnings: £1,619​

£119 over £1,500 Annual Target​

 

[cash4nothing]

September 2023 Free Cash Earnings Report £71 Free Money - Cash 4 Nothing

Bank Rewards: £18 Interest on Savings: £27 Decluttering Sales: £26 Free Money Income Stream Contribution % Weight Bank Rewards £18 25% Interest on Savings £27 38% Cashback £26 37% Total £71 100% September 2023...

cash4nothing.com

Bank Rewards: £18​

• Santander Lite Bank Account: £4
• Halifax Reward Account 1: £5
• Barclays Blue Rewards: £3
• RBS My Rewards: £3
• Natwest My Rewards: £3

Interest on Savings: £27​

• Barclays Rainy Day Savings Account: £11
• RBS Regular Saver: £7
• Natwest Regular Saver: £7

Decluttering Sales: £26​

• Used tennis balls: £26

Free Money Income Stream	Contribution	% Weight
Bank Rewards	£18	25%
Interest on Savings	£27	38%
Cashback	£26	37%
Total	£71	100%

September 2023 Total: £71​

£54 bellow £125 monthly target​

---

Month	Free Money Earnings	+/- Monthly Target (£125)	Accumulative	to Year End Objective (£1,500)
January	£124	-£1	£124	£1,376
February	£42	-£83	£166	£1,334
March	£146	+£21	£312	£1,188
April	£464	+£339	£776	£724
May	£211	+£86	£987	£513
June	£159	+£34	£1,146	£354
July	£77	-£48	£1,223	£277
August	£396	+£271	£1,619	+£119
September	£71	-£54	£1,690	+£190

2023 Free Money Earnings: £1,690​

£190 over £1,500 Annual Target​

 

[cash4nothing]

https://cash4nothing.com/2023/11/october-2023-free-cash-earnings-report-120-free-money/

Bank Rewards: £18​

• Santander Lite Bank Account: £4
• Halifax Reward Account 1: £5
• Barclays Blue Rewards: £3
• RBS My Rewards: £3
• Natwest My Rewards: £3

Interest on Savings: £27​

• Barclays Rainy Day Savings Account: £11
• RBS Regular Saver: £8
• Natwest Regular Saver: £8

Promotions: £75​

• TSB Bank Switch: £75

Free Money Income Stream	Contribution	% Weight
Bank Rewards	£18	15%
Interest on Savings	£27	23%
Promotions	£75	62%
Total	£120	100%

October 2023 Total: £120​

£5 bellow £125 monthly target​

---

Month	Free Money Earnings	+/- Monthly Target (£125)	Accumulative	to Year End Objective (£1,500)
January	£124	-£1	£124	£1,376
February	£42	-£83	£166	£1,334
March	£146	+£21	£312	£1,188
April	£464	+£339	£776	£724
May	£211	+£86	£987	£513
June	£159	+£34	£1,146	£354
July	£77	-£48	£1,223	£277
August	£396	+£271	£1,619	+£119
September	£71	-£54	£1,690	+£190
October	£120	-£5	£1,810	+£310

2023 Free Money Earnings: £1,810​

£310 over £1,500 Annual Target​

 

[Cas]

When you was opening all these bank accounts did it affect your credit score a huge amount ?

good thread by the way

 

[cash4nothing]

Thanks Cas. I personally do not abuse this method and stick to a personal limit of one or two bank accounts per year. I never tick on the overdraft box at the time of applying so that it minimises the chance of it actually having an impact on my credit score. I confirm that in my particular case, my credit rating has never been negatively affected.

 

[Cas]

Thanks Cas. I personally do not abuse this method and stick to a personal limit of one or two bank accounts per year. I never tick on the overdraft box at the time of applying so that it minimises the chance of it actually having an impact on my credit score. I confirm that in my particular case, my credit rating has never been negatively affected.

Thanks for the feedback. so do you just move funds around accounts every month to get the little bonuses

 

[cash4nothing]

I adhere to the Terms & Conditions of the switch until the bonus is credited (ie: credit the account monthly + setting up direct debits). Once the bonus is paid, I do what suits me best and keep the account in view to using it as a donor account for the next switch. I repeat this process systematically.

 

[mrcbo]

Wow pretty impressive going. I've done some of the bank transfers in the past but not recently. Did remember once with a free coffee sample I got selling to someone on Ebay.

 

[cash4nothing]

Thanks. Happy with my takings so far. Altogether, I have managed £6,940 from Free Money Sources since January 2021. This money is deployed into a portfolio of ISAs which has delivered a 5,7% return. As of October 2023, the value of the Free Cash Fund is £7,339. I have included links to the trackers for your interest:

Free Cash Fund Value - Cash 4 Nothing

Free Cash Fund Value: £7,339 (+£399 ; +5.7%) Investment Allocation Amount Deployed Current Value Diff % Diff IFISA £1,915 £2,293 +£378 +19.7% Cash ISA (60%) £2,380 £2,417 +£37 +1.6% S&S ISA (30%) £2,405 £2,389...

cash4nothing.com

Free Money Tracker - Cash 4 Nothing

Free Money Sources Jan Feb Mar Apr May Jun Jul Aug Sep Total Bank Rewards £15 £7 £10 £29 £19 £19 £21 £15 £7 £142 Interest on Savings £15 £22 £9 £22...

cash4nothing.com

 

[cash4nothing]

https://cash4nothing.com/2023/12/november-2023-free-cash-earnings-report-62-free-money/

Bank Rewards: £18​

• Santander Lite Bank Account: £4
• Halifax Reward Account 1: £5
• Barclays Blue Rewards: £3
• RBS My Rewards: £3
• Natwest My Rewards: £3

Interest on Savings: £25​

• Barclays Rainy Day Savings Account: £9
• RBS Regular Saver: £8
• Natwest Regular Saver: £8

Decluttering Sales: £19​

• Lamp shade: £3
• Pair of lamp bases: £16

Free Money Income Stream	Contribution	% Weight
Bank Rewards	£18	29%
Interest on Savings	£25	40%
Decluttering Sales	£19	30%
Total	£62	100%

November 2023 Total: £62​

£63 bellow £125 monthly target​

---

Month	Free Money Earnings	+/- Monthly Target (£125)	Accumulative	to Year End Objective (£1,500)
January	£124	-£1	£124	£1,376
February	£42	-£83	£166	£1,334
March	£146	+£21	£312	£1,188
April	£464	+£339	£776	£724
May	£211	+£86	£987	£513
June	£159	+£34	£1,146	£354
July	£77	-£48	£1,223	£277
August	£396	+£271	£1,619	+£119
September	£71	-£54	£1,690	+£190
October	£120	-£5	£1,810	+£310
November	£62	-£63	£1,872	+£372

2023 Free Money Earnings: £1,872​

£372 over £1,500 Annual Target​