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Has anyone claimed PPI?

Discussion in 'Off Topic - Financial Chat' started by Jon, Jun 4, 2017.

  1. Jon

    Jon Administrator Staff Member

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    had 2 more replies

    Nothing at Egg
    Nothing at Nationwide

    We're still waiting for Barcalys to get back to us as their 8 weeks is nearly up...
     
  2. BreeziOG

    BreeziOG Red hair, don't care // Large and in charge

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    If anyone needs any help/advice about claiming, let me know. I might investigate this as a day job for one of the major players...
     
  3. Jon

    Jon Administrator Staff Member

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    ooooh tell me moar!!
     
  4. BreeziOG

    BreeziOG Red hair, don't care // Large and in charge

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    Well it's as thrilling as you would imagine, if that's what you mean! ;) Drop me a DM
     
  5. PlateSpinningFrenzy

    PlateSpinningFrenzy Well-Known Member

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    Just DMd you @BreeziOG. Hope that's ok
     
  6. katykicker

    katykicker I am a 20 something stay-at-home-wife from Essex. Staff Member

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    My Mum's claim has gone off to the ombudsman! They said the wait can be up to 2 years!! Anyone have any recent experience of this?
     
  7. Terriixx

    Terriixx Well-Known Member

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    Partners Barclays claim has done the same now too, he's doing it through Resolver. Hope it doesn't take that long, but oh well. Money for nothing really
     
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  8. katykicker

    katykicker I am a 20 something stay-at-home-wife from Essex. Staff Member

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    Fingers crossed!
     
  9. Terriixx

    Terriixx Well-Known Member

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    Got a response back from the Ombudsman. Apparently it's not a PPI claim but they advise he start a new claim for packaged bank accounts.

    So gotta start looking into templates for that now :confused:
     
  10. AllieTee

    AllieTee Member

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    Interesting reading through this thread, thought I'd add my experience.
    I had a letter from my bank, Lloyds, 3 years ago telling me I was due a PPI refund but I had to contact them to make a claim! Don't see why they couldn't just give me my refund if they knew I was eligible........
    Anyway I made the call and fortunately they rang me back as after an hour or so on the phone that was my application submitted.
    I am pleased to say it was time well spent as I received a cheque for nearly £2,000!!
    Ever since then I have considered looking into any other possibilities I may have, after all nothing ventured nothing gained, but have nevr quite gotten round to it - that is until last Tuesday when I finally submitted 2 claims through Resolver, 1 to Egg & 1 to GE Money, as I had found all the documentation which I thought was required.
    Now, having come across this thread, I shall be sending my DSAR to any finance companies, banks etc who I have had dealing with in the past and just wait for the result
    Thank you to everyone but especially @Toni
     
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  11. Jon

    Jon Administrator Staff Member

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    Well Barclays haven't got back to us even though they said they would within 8 weeks so it's been pushed up the ladder now to the ombudsman
     
  12. AllieTee

    AllieTee Member

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    Good luck with the ombudsman...........
    I have had a response from GE Money! They sent me a response in the post rather that reply through Resolve, but at least I got a reply.
    Unfortunately they are only a Homelending company and have no affiliation withstore cards etc, so I had no claim with them. However, having come this far I decided no to take "NO" for an answer and called their customer services department.
    I was helped by a very kind gentleman who advised me that I needed to approach GE Capital, who might I add he further informed me had been taken over by Santander.
    I am now waiting to hear from Resolve as to whether or not they will just forward my claim to GE Capital or if I now need to make a fresh claim.
     
  13. Knopfler

    Knopfler Well-Known Member

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    Barclays were absolutely rubbish with my son's packaged bank account claim. They rejected his claim twice and he had to go to the Ombudsman in the end - took weeks, not years.

    Try and keep things concise and list all the important details/facts that you feel you have a strong case for and where you feel they have been in the wrong or not done things correctly.

    It was a real battle but fortunately we got an adjudicator who agreed with our findings. It took months to deal with, and a LOT of research on my part and was quite frustrating to find that people who applied about two months later were getting results within days.

    I did not use Resolver but people seem to get favourable results with it.

    Good luck - don't let the b******s win!
     
  14. Andrew

    Andrew Super Helpful Superstar

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    After reading everyone's experiences here I've decided to submit my claim against nationwide for a loan I took out about 10 years ago. Nationwide have confirmed I had PPI on it and because I have a crazy good memory at times I can actually remember the phone call where I was wilfully missold ppi by nationwide. So I've given them a blow by blow account of how I was told that because there was talk in the national press of redundancies in the civil service at the time I wouldn't be able to get a loan at all unless I paid £17 in payment protection each month. Never mind the fact that reading the terms and conditions document I had showed that I wasn't covered for half the things the saleslady told me I would be at the point of sale! Fingers crossed it goes ok.
     
  15. Torkerz

    Torkerz Active Member

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    A family member of mine actually got £1300 back from PPI, but this was due to self assessment. I have noticed a lot of these companies are keen to get you claim fort PPI, but some of the commission is mental... 20% upwards sometimes.

    I would be keen to know if you could do some of the searches they do yourself... Surely it must be similar to a credit check?
     
  16. Andrew

    Andrew Super Helpful Superstar

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    I contacted nationwide directly. Didn't go through any companies. And resolver is free :)
     
  17. Petrolman

    Petrolman Active Member

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    Well Like Jon I used the claims guys who told me I had PPI with Lloyds so I went on their website and submitted a claim well It was all done and dusted within 2 months and after a couple of phone calls to confirm some information with them I received my letter and £16000 put into a TSB account I have - I'm still getting over the shock!!!
     
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  18. PlateSpinningFrenzy

    PlateSpinningFrenzy Well-Known Member

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    Wowzer!
     
  19. The Reverend

    The Reverend The Reverend

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    I start my PPI journey this evening. I will blog about it but I'm using the 'other' places' resolver tool. I will then be able to talk my parents through it over christmas. :)
     
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  20. Andrew

    Andrew Super Helpful Superstar

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    Good luck! I'm using resolver for mine as well. All been very straightforward but I guess the crunch will come when they decide whether to pay me or not!
     

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