Hello everyone. I've a couple of Acca's on at the moment and wanted to ask some questions as I'm close-ish to moving on to reloads. I've placed a five fold acca as guided by PA, hoping for one leg to lose to trigger the free bet. I'm placing all my acca's with the refund lock in method, so i'll profit either way. I can certainly see how income is made through acca's, the only issue I'm having at the moment, is losing money from the exchange, which halt's the amount of offers I can do as my bank roll isn't huge. Steady progress will obviously change that in time. I've also started reading in to underlaying and overlaying. Now on to Horse Refunds. I know that people make money off this as evident on here. But I literally have no clue about horse racing and I am reluctant to place even a standard bet on a horse because I don't understand what the risks are and what starting price means over the lifetime of a bet. Non runners, non starters and fallers also worry me. So if anyone can help me out and give me some info on how best to approach this and when to place bets that would be super. I literally need a dummies guide lol Thanks in advance !